Using your own application, you can request payments and provide your customer with many ways to pay. As a developer, you have the power to choose how you display these options to your customer. For example, if your customer uses GT Bank you can show them the *737# string to dial directly on their phone to instantly pay for the transaction. You can also display a QR code for customers to scan and pay via their bank or mobile money app. You no longer need to provide your own company or personal bank account to customers.